N26 is The Mobile Bank, trusted by more than 5 million customers around the globe and offering you complete control of your finances on your phone. Download the N26 app and open a bank account in minutes. Get a contactless Mastercard, activate mobile payments such as Google Pay, set aside money with Spaces sub-accounts, and send instant transfers between N26 contacts with MoneyBeam. It's a streamlined banking experience that's fast, simple and enjoyable.
✓ Google Pay — Enjoy contactless payments on Android with Google Pay—the fast, simple way to pay with Google, your phone, and N26 account. It’s entirely free (available in the Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Switzerland and Sweden).
✓ Spaces — Create sub-accounts for all of your financial goals, manage them under one mobile app, and get greater control over your spending. And with Shared Spaces, efficiently save and set aside money with family or friends.
✓ MoneyBeam – Send instant payments to your N26 contacts, or make a transfer via an email address or phone number.
✓ TransferWise — Make international money transfers in 38 different currencies.
✓ Push notifications track all account activity, in real-time.
✓ Get full control over your Mastercard. Lock, unlock or reorder your card with a tap, enable online payments and spending abroad, and set withdrawal and payment limits.
✓ Dark Mode – better after-hours money management, seamlessly integrated with your device’s light/dark settings
✓ Automatic spending categorization
✓ Up to 5 free ATM withdrawals within the Eurozone per month, based on our Fair Use policy
N26 Standard — A free N26 bank account and Mastercard debit card.
N26 You — A premium account with a Mastercard debit, offering extensive insurance coverage.
N26 Metal — An exclusive, premium euro account with a metal Mastercard debit in a choice of 3 stunning colors: charcoal black, quartz rose, and slate grey.
N26 Business — A euro account with a Mastercard debit for freelancers and the self-employed, offering 0.1% cashback on all purchases.
N26 Business You — Our premium euro account for freelancers and the self-employed, with extensive insurance coverage and free withdrawals abroad.
N26 Business Metal—our most premium account for entrepreneurs, freelancers and the self-employed, with 0.5% cashback, insurance and free withdrawals abroad
- Your money is protected by the German Deposit Protection Fund up to €100,000.
- Your data is secured according to German data protection requirements.
- Your transactions come with 3D-Secure for additional authentication, and fraud protection using Mastercard SecureCode.
Alongside over 30,000 five-star ⭐⭐⭐⭐⭐ reviews, N26 has been featured in international publications such as TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.
With this update, we’ve made it easier for you to make transfers by giving you faster access to the recent contacts you’ve sent money to. We’ve also improved the Explore tab, so you can find all the benefits of your N26 account in one place.
If you're a US customer, we've also fixed some minor bugs and improved your app's performance. Happy updating!