N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2.500.000 customers. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes. Get a Mastercard, activate Google Pay, and enjoy personal banking features like sub-accounts for organizing your finances and MoneyBeam for instant cash transfers between contacts. Add any number of financial products like overdraft and personal credit. N26 is banking made simple, modern, and enjoyable.
N26 features include: (those features can vary by country)
✓ Google Pay — the fast, simple way to pay with Google, your phone, and your N26 account. It’s entirely free (available in United Kingdom, Germany, France, Spain, Italy, Ireland, Belgium and Slovakia)
✓ Spaces—create sub-accounts for all your goals and keep them all together under one login. Spaces makes it easier to save and gives you much more control over your spending.
✓ MoneyBeam – instant cash transfers using only a contact’s email address or phone number
✓ TransferWise — international money transfers into 19 different currencies
✓ Real-time account activity push notifications
✓ In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
✓ Automatic spending categorization
✓ Up to 5 free ATM withdrawals per month from any ATM, based on a Fair Use policy
N26 products include:
N26 free bank account and free Mastercard
N26 Black — premium account and Mastercard with comprehensive insurance coverage
N26 Metal — our exclusive card for the digital generation. Featured in 3 stunning colors: charcoal black, quartz rose, and slate grey.
N26 Business — account and Mastercard for freelancers and self-employed customers with 0.1% cashback on all purchases
N26 Business Black —our premium account for freelancers with comprehensive insurance coverage and free withdrawals abroad.
N26 Overdraft — overdraft up to €1.000 with 8,9% interest rate approved within minutes, and up to €10.000 for existing customers (available in Germany and Austria)
CASH26 — use a QR code to get unlimited free account withdrawals and deposit up to €100 cash for free per month at over 11.150 participating stores. (Available in Germany and Austria.)
N26 Credit — paperless personal credit loan between €1.000 and €25.000 (available in Germany, Austria and France)
N26 Savings – fixed term savings account with high interest rates up to 1,48% (available in Germany and Austria)
N26 Insurance – digital insurance dashboard to manage all your policies in one place (available in Germany)
Safety & Security
- Your money is protected by the German Deposit Protection Fund up to €100.000
- Your data is secured according to German data protection requirements
- Your transactions are 3D Secure for additional authentication and fraud protection using Mastercard SecureCode
N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more. N26 has more than 20.000 five-star ⭐⭐⭐⭐⭐ reviews.
Lock Spaces: need help to resist spending the contents of your spaces? Now you can lock individual sub-accounts.
Improved pairing feature lets you connect your device either online or from your phone, without manually disconnecting first.